What a financial plan is, and why it sits outside the course

For whom:
Whoever runs the school
Time:
4 min

What you will get

An understanding of the piece that decides the money. The financial plan is the price table: how many instalments, which day they fall due, which payment methods the school accepts, and whether there is an entry fee.

It lives under Contracts › Financial Plans.

Only the school owner works here. If you are on the team, the menu does not appear — ask whoever administers the account.

Why it does not live inside the course

Because the same price table usually serves several courses, and the same course is usually sold in more than one way.

Financial plans list showing one plan per payment method and one that accepts all three Each row is a way of selling. The middle columns summarise what each plan accepts: 12x on day 10 for bank slips, up to 12x on card, and a dash where the method is not accepted.

An example that repeats in nearly every school:

  • One plan, "12× monthly — bank slip", serves secondary school, the postgrad programme and the free course.
  • The same course can be bought outright by PIX or spread over bank slips — two plans, one course.

If the price lived inside the course, you would have to duplicate the course for every payment condition. Keeping them apart keeps the catalogue small and the conditions reusable.

What the plan decides, and what it does not

The plan decides The plan does not decide
How many instalments The price of the course
Which day they fall due Who the student is
Which payment methods the school accepts When the course starts
Whether there is an enrolment fee, and how much The contract wording

The amount is not in the plan. It is typed on the enrolment, pre-filled from the course's base price. The plan says how many parts that amount is split into.

That is why the same 12× plan serves a R$ 1,200 course and a R$ 12,000 one.

Where the pieces meet

On the enrolment. There you pick the student, the product, the cohort, the financial plan and the contract template. Only then are the instalments born.

How you know it worked

You can explain the difference in one sentence: the course is what you sell, the plan is how it is paid. And you know you need both to enrol anyone.

If something goes wrong

The plan does not show up when enrolling. Only plans with the status Active are offered.

You do not know how many plans to create. Start with one per payment condition the school actually practises. Three is usually enough; ten is a sign something should be settled on the enrolment, not in the plan.

You cannot find the Financial Plans menu. It belongs to whoever administers the account.

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